How this calculator works

This calculator estimates your home loan repayments based on the details you enter.

You enter how much you want to borrow, the interest rate, how long the loan runs for, and how often you want to make repayments. The calculator then shows how your repayments and loan balance may change over time.

What the calculator does

• Works out your regular repayment amount
• Splits each repayment into interest and principal
• Shows how your loan balance reduces over time (Principal & Interest loans)
• Estimates the total interest you may pay over the loan term

Important note

This calculator provides estimates only. Actual loan repayments may differ due to lender fees, rounding, loan features, or changes in interest rates.